Dhiraj Kandel
Sr. Student AdvisorSchedule a free consultation with our expert counselors to discuss your study
The cost to study in Finland can be higher than in your home country, especially for international students.
However, there are many other factors besides just tuition fees to consider when looking at how much it costs to study in Finland from Nepal.
International students can access a wide range of courses at Finnish universities with relatively affordable tuition fees, making living costs manageable in Finland.
Several years ago, studying abroad became more and more expensive.
However, Finland has emerged as an appealing option for thousands of international students, offering competitive education costs for students from over 60 countries.
Goreto Education is the best consultancy in Nepal for Finland study.
The cost of education in Finland is generally less expensive than in the United States, the United Kingdom, and Australia.
International students in Finland are allowed to work part-time during their studies, usually up to 25 hours per week during the academic term and full-time during holidays. This helps cover living expenses.
International students are also required to have valid health insurance while studying in Finland.
Some students may be eligible for the Finnish public healthcare system depending on their residence permit type.
Many universities offer programs taught entirely in English, especially at the Master’s and PhD levels.
However, knowing Finnish or Swedish can be helpful for daily life and work opportunities.
Tuition fees are generally waived for Finnish and EU/EEA students. Education is free for them at public universities, but international students from outside the EU/EEA usually pay tuition fees.
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In Finland, a diverse range of undergraduate, postgraduate, and doctoral courses are available, each with varying tuition fees depending on the institution.
Moreover, the cost of studying these programs can fluctuate significantly across Finnish universities.
Various scholarships are offered by universities, the Finnish government, and private organizations to support deserving international students with their tuition fees in Finland.
The total cost of your education will primarily depend on your choice of program and the specific university you opt for.
Generally, tuition for colleges and universities in Finland can range from EUR 4,000 to EUR 18,000 per year.
To find out the exact expenses associated with studying in Finland and to explore courses that are more affordable, consider disciplines such as humanities, social sciences, and education.
However, if you are not constrained by tuition fees in Finland, you might consider enrolling in programs such as medicine, engineering, or business, which typically come with higher tuition fees.
The table below shows how much it can cost to study in Finland:
| Courses for International Students | Average annual fees (EUR) | Average annual fees (NPR) |
| Undergraduate courses | €6,000 to €12,000 per year | Rs 8,64,000 to Rs 17,28,000 per year |
| Postgraduate courses (Master’s) | €8,000 to €15,000 per year | Rs 11,52,000 to Rs 21,60,000 per year |
| PhD courses (often tuition-free) | €0 to €10,000 per year | Rs 0 to Rs 14,40,000 per year |
| Master of Business Administration | €12,000 to €18,000 per year average | Rs 17,28,000 to Rs 25,92,000 per year |
Finland is known not only for its high-quality education but also for job opportunities available to international students during and after their studies.
The table below outlines the approximate costs to study in Finland:
| Total Cost to Study in Finland from Nepal | Expenses (approx.) | Expenses in NPR (approx.) |
| On-campus accommodation | €7,000 – €10,000 per year | Rs 10,08,000 – Rs 14,40,000 per year |
| Shared apartment | €250 – €600 per month | Rs 36,000 – Rs 86,400 per month |
| University-arranged homestay | €350 – €700 per month | Rs 50,400 – Rs 1,00,800 per month |
| Student residence | €200 – €550 per month | Rs 28,800 – Rs 79,200 per month |
| Cost of your student permit and visa | €350 | Rs 50,400 |
| Telephone | €15 – €25 per month | Rs 2,160 – Rs 3,600 per month |
| Books | €200 – €300 | Rs 28,800 – Rs 43,200 |
| Personal expenses | €250 – €450 | Rs 36,000 – Rs 64,800 |
| Health insurance | €600 – €900 per year | Rs 86,400 – Rs 1,29,600 per year |
The major areas of expenses while studying in Finland are:
Book Materials
Accomodation
Transportation
Health Expenses & Insurance
Taxes
Visa & Study Permit Costs
1. Book Materials
Depending on the university, textbooks can be expensive in Finland.
Textbook costs for engineering courses typically range from €200 to €300 on average.
Textbooks for fields like law, medicine, and pharmacy tend to cost more.
One way to reduce expenses is to buy used books or use digital textbook apps.
Another option is to get a library card, as most Finnish universities have well-stocked libraries that offer free access to textbooks and academic resources.
2. Accommodation Costs
Finland offers a wide variety of housing options, including student residences, university-arranged homestays, shared apartments, and studio or one-room apartments.
The cost of utilities varies depending on location and facilities.
If you have a friend or relative in Finland to stay with, you’re in a fortunate position.
Otherwise, you will likely need to rent accommodation. Typical housing options in Finland include:
Housing rents depend on the location and the facilities provided.
If you use electricity, water, and heating, you may have to pay around €100 to €150 per month for these utilities.
Internet costs are typically €20 to €40 per month.
3. Transportation Costs
Transportation in Finland is affordable and efficient.
A one-way public transport ticket usually costs around €3, while a monthly transport pass is approximately €50 to €70.
Students often get discounted monthly transport passes. Taxi rides average about €1.50 to €2.50 per kilometer.
4. Health Expenses and Insurance
International students planning to study in Finland must have valid health insurance.
EU/EEA students can use the European Health Insurance Card (EHIC), but non-EU students must purchase private health insurance.
Health insurance is mandatory for all international students in Finland and typically costs between €600 and €900 per year.
5. Taxes and Work
International students in Finland with a valid residence permit can work part-time during their studies.
If you work, you are required to pay taxes according to Finnish law.
To study in Finland, you must obtain a residence permit for studies, which requires submitting several documents such as an acceptance letter from a Finnish university and proof of sufficient funds to cover tuition fees and living expenses.
Applications can be submitted online via the Finnish Immigration Service (Migri).
6. Finland Student Visa and Study Permit Costs
A student residence permit application fee is approximately €350.
To apply, you’ll need:
You must convince the immigration authorities that you intend to return to Nepal after completing your studies.
To learn more about the cost of studying in Finland and application procedures, you can contact Goreto Educational Consultancy in Nepal, one of the best consultancies for Finland study guidance.
Yes, most programs taught in English require proof of English proficiency through tests like IELTS or TOEFL. Some universities may accept other equivalent qualifications or waive the requirement if you have prior education in English.
Yes, tuition fees apply for most Master’s programs for non-EU/EEA students, usually ranging from €8,000 to €20,000 per year depending on the field and university. Scholarships and grants are often available to help reduce the cost.
Yes, many Finnish universities offer scholarships specifically for non-EU/EEA students. These scholarships can cover tuition fees partially or fully and may include living allowances for outstanding students.
Yes, after completing your PhD in Finland, you may apply for a residence permit for employment if you find a job. Long-term residence permits and permanent residency are possible after meeting certain residence duration and employment criteria. Finland encourages highly educated individuals to stay and contribute to the economy.
For non-EU/EEA students, tuition fees vary depending on the university and program, typically ranging from €6,000 to €18,000 per year. Some universities offer scholarships to international students which can cover part or all of the tuition fees.
An undergraduate degree (Bachelor’s) in Finland typically takes 3 years to complete. Some fields, like engineering or architecture, may require 4 years. These programs combine theoretical studies with practical skills.
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Schedule a free consultation with our expert counselors to discuss your study
Schedule a free consultation with our expert counselors to discuss your study